I ( Borrower ) certify and represent to Lender ( Originator ) as follows:

I have applied to Originator for a mortgage, deed of trust or other security instrument secured by the real property located at:

I ( Borrower ) understand and represent that I understand the difference between a consumer loan for personal purposes and a commercial loan for business purposes. Borrower represents and understands that this loan is not a consumer loan and therefore may not be subject to the various laws relating to consumer loans in the various states or federal laws. I declare that all loan proceeds are for investment/business purpose, and no loan proceeds are for consumer, family, and/ or household purposes.
The lender, broker, assignees, and successors may rely upon this information. I declare under penalty of perjury the foregoing is true and correct.