I ( Borrower ) certify and represent to Lender ( Originator ) as follows: I have applied to Originator for a mortgage, deed of trust or other security instrument secured by the real property located at:
I ( Borrower ) understand and represent that I understand the difference between a consumer loan for personal purposes and a commercial loan for business purposes. Borrower represents and understands that this loan is not a consumer loan and therefore may not be subject to the various laws relating to consumer loans in the various states or federal laws. I declare that all loan proceeds are for investment/business purpose, and no loan proceeds are for consumer, family, and/ or household purposes. The lender, broker, assignees, and successors may rely upon this information. I declare under penalty of perjury the foregoing is true and correct.
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